Halifax credit card to track base rate
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Halifax credit card to track base rate
By Reno | April 23rd, 2011 | GeneralIt has been reported recently that the High Street banking giant Halifax is set to change the interest rate structure of credit card holders by giving customers a personal interest rate that will track movements in the Bank of England base rate. This means that if the Bank of England increases the base interest rate [...]
More people may apply for credit cards in current climate
By Reno | April 15th, 2011 | GeneralIt has been claimed that a rising number of people could end up applying for credit cards in the UK because of the ongoing financial climate. With the cost of living having soared and wages remaining frozen or even reduced in some cases many are now unable to keep on top of costs such as [...]
Consumers steering clear of store cards
By Reno | April 4th, 2011 | GeneralIt has been revealed that many consumers are now steering clear of store cards and sticking to credit cards because of the higher rates of interest that are charged on store cards. Many officials have spent years urging consumers to be wary of store cards because of the extortionate rates of interest that are charged [...]
Credit card charges being investigated
By Reno | April 2nd, 2011 | GeneralThe Office of Fair Trading is now in the process of investigating the surcharges and fees that many companies apply when consumers use their credit cards and debit cards to make purchases. The move comes after the consumer campaign group Which? launched a super-complaint because they believed that the charges being applied by companies were [...]
Who pays for the first date?
By Reno | March 31st, 2011 | GeneralWhen it comes to paying for dates credit cards have come in very useful over the years for both men and women. Whilst in days gone by it was traditionally the man that paid for many of the dates – especially the first date – these days many women are quite prepared to whip out [...]
Complaints over credit card refunds continue
By Reno | March 29th, 2011 | GeneralIt has been claimed that although the levels of credit and debit card fraud are said to have fallen in the UK the number of complaints relating to banks refusing refunds on fraudulent transactions has continued to increase. Under regulations cardholders that have become the victims of card fraud are entitled to an immediate refund [...]
Credit card consumers should set up direct debits
By Reno | March 28th, 2011 | GeneralThere are many ways in which people with credit cards make repayments on their credit card debt, with some paying by Internet bank or by phone and others paying at a post office or through the bank. There are also people that set up a standing order or direct debit to make their payments on [...]
Many fund lavish lifestyle with a credit card
By Reno | March 22nd, 2011 | GeneralThere are many people that are funding their lavish lifestyles with credit cards and loans according to a recent study, with many of these people being single people that live alone. The survey was carried out recently by Bright Grey, which revealed a worrying trend with regards to how credit cards were being used by [...]
Losses from card fraud have fallen
By Reno | March 14th, 2011 | GeneralCredit and debit card fraud is something that many people are nervous about, and it is not surprising given the way in which this type of crime has rocketed over the years. Many people have fallen victim to credit and debit card fraud, with some losing a lot of money as a result of this [...]
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