Whilst having access to a credit card provides convenience, ease, and flexibility for most people the charges, fees, and practices associated with credit cards have become a real concern over the years, prompting campaign groups and watchdogs to call for action to be taken, and resulting in the government launching a crackdown within the credit [...]
Identity theft has become a serious problem over recent years, not only in the UK but also in other countries all around the world. Whilst increasingly sophisticated technology has helped to create more security for consumers it is also obvious that the identity thieves themselves are becoming more and more sophisticated in the methods that [...]
The Internet is a tool that has revolutionised our lives in many ways, and both business and personal users find that the Internet is invaluable for all sorts of things, from keeping in touch with friends and family to socialising, entertainment, shopping, education, fun, and even financial management.
Our credit reports are something that most of us know exist but until recently many of us had never bothered to take an interest in. It is only since the onset of the global credit crunch, when lending criteria became increasingly stringent and credit conditions became extremely tough, that many people realised that their credit [...]
Every year many of us rush out to buy charity Christmas cards as the festive season approaches, and for many people this is the prefect way to combine giving cards to loved ones and friends to celebrate the festive season and giving to a worthy cause through the donation made from the purchase of the [...]
With the recession still ongoing in the UK and people still struggling to keep on top of their finances many people may be relying on credit cards to fund their Christmas purchases. As always this year has flown by, and many will be shocked when they realise just how close Christmas actually is.
As part of its overhaul of the financial sector the government has recently announced a number of changes to credit card regulations, and these changes could have a profound impact on consumers. However, whilst the new regulations were brought in to try and make things easier and fairer for consumers there are concerns amongst some [...]
Most of us are well aware of just how convenience and flexible it can be to use a credit card to make purchases. However, the global credit crunch has changed our spending habits in many ways, and quite rightly many of us are now nervous about using our credit cards and getting into debt unless [...]
In the past credit card companies have raised customers’ credit limits unbeknownst to them, sent them checks they can use to transfer balances and have charge exorbitant interest rates on balances.
With the government clamp down on the credit card industry in the last months, credit card companies are poised to charge an annual fee for the cards in order to recoup some of the losses that they have incurred.
According to recent reports July saw improvements when it came to credit card lending in the UK, which many believe...
By Reno | September 2, 2010 | Read More
Changes have been made to AA credit cards that are designed to help consumers to save money on interest. In...
By Reno | September 2, 2010 | Read More
It has been claimed that good deals on credit cards are being limited by credit card providers, and although many...
By Reno | August 30, 2010 | Read More
Many people these days have interest free credit cards, and this is because these cards can offer great value for...
By Reno | August 27, 2010 | Read More
It has been reported that banks and credit card providers are still viewing the possibility of defaults on credit card...
By Reno | August 27, 2010 | Read More