Archive for September, 2008

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John Lewis credit card follows in footsteps of other providers

Over recent months reports have highlighted how a number of credit card providers in the UK have hiked up their headline credit card rates, as well as various fees and charges that are associated with the credit card, leaving borrowers to pay more for their borrowing at a time when household budgets are already overstretched [...]

30Sep2008 | admin | 0 comments | Continued
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Increased protection offered with credit cards when making online purchases

The UK has become a nation of plastic users, and most of us have used a credit or debit card to make a purchase either online or via the telephone. In fact, the convenience and ease of card payments when it comes to these sorts of transactions has resulted in Brits making all sorts of [...]

29Sep2008 | admin | 0 comments | Continued
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Credit cards for those with bad credit

As many people know it can be all too easy to fall behind with payments on bills and debts, especially in the current financial climate when household budgets are extremely strained and people are struggling to make ends meet each month. More and more people have been finding themselves in this position over recent months, [...]

28Sep2008 | admin | 0 comments | Continued
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Care needs to be taken with credit cards whilst abroad

Many people that travel abroad each year are insistent on taking their credit cards along with them, not just for ease and convenience but also as a form of back up in the event of a financial emergency whilst they are so far away from home. For many taking a credit card along on their [...]

25Sep2008 | admin | 0 comments | Continued
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Consumers pay through the nose for cash withdrawals on credit cards

With credit conditions still tight and household finances stretched to their limits as a result of rising living costs, higher food prices, soaring petrol prices, and rocketing bills, many people have found that they do not have enough money to make ends meet each month. As a result of this many have found that they [...]

24Sep2008 | admin | 1 comment | Continued
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Cardholder can do something about rate hikes

Most borrowers in the UK have become used to having to accept borrowing costs and interest rates without question when taking out finance, and therefore when credit card providers push up the borrowing costs and interest rates on our credit cards many of us don’t take any action but simply make the higher repayments. However, [...]

23Sep2008 | admin | 0 comments | Continued
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Credit Card Firms Keep Pushing Up Interest rates

A recent report has shown that whilst the Bank of England has cut the base interest rate three times between December last year and April this year, and has kept the base rate on hold since April, many credit card firms have been increasing the interest charged for borrowing on their cards, making it increasingly [...]

22Sep2008 | admin | 0 comments | Continued
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Credit card reward schemes need to be more transparent

According to one industry official credit card rewards schemes need to be more transparent in order to better benefit consumers. This comes after a survey revealed that many consumers with rewards based credit cards were failing to collect their rewards for one reason or another. Many people have signed up to rewards based credit cards [...]

20Sep2008 | admin | 0 comments | Continued
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More people taking up card from Provident Financial

Over recent years the lender Provident Financial has become a well known name in the world of doorstep lending, and the firm has also now acquired a credit card division, Vanquis, which is know to cater for those with damaged credit who are looking for credit card facilities. Since the onset of the global credit [...]

18Sep2008 | admin | 0 comments | Continued
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Kids could benefit from prepaid credit cards

The prepaid credit card market has been increasing in popularity and value over recent years, and a recent report estimated that that the value of this market was due to rocket by 2010. This could be partly due to the global credit crunch, which has resulted in fewer people being able to get their hands [...]

17Sep2008 | admin | 0 comments | Continued
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