Many credit card and bank account holders are being spoon fed, allsorts of flannel and that’s what it is flannel about all of the protection that they are offering us when it to fraud on our credit cards.
So many now are telling us that they are offering credit card protection for fraud on our purchases [...]
Credit cards are one of life’s essentials. From buying groceries to spending a week in the Bahamas, credit cards offer us financial convenience at our fingertips. Our reliance on credit cards means that we can ‘buy now – pay later’, safe in the knowledge that the salary from our jobs can be used to repay [...]
So here’s the thing: if we exclude those people that are disciplined enough to pay off their credit card balances every month and aren’t actually interested in playing the system for all its worth, then we can see the credit card world is divided into two:
those who are up to their eyes in debt
those [...]
Credit cards can be wonderful things. Used properly they can really help you deal with some of the stresses of frantic modern life. But used carelessly or out of ignorance they can become like the friendly family dog that suddenly turns and snaps back. And it can really hurt.
Here’s a few pointers that may help [...]
The most unfortunate thing with making a purchase on your credit card is that at some point you are going to be asked to repay the debt incurred. Now, when the statement arrives you’ll have 3 repayment options:
(i) repay the entire balance;
(ii) repay a sum of the balance, but not all; or
(iii) make the minimum [...]
According to a recent report credit card users in the UK have seen costs rising for the past two years, namely since the Office of Fair Trading placed a ceiling limit on penalty charges that credit card firms could charge for late or missed repayments and for exceeding the credit limit on the card. Credit [...]
A recent report has shown that there was an increase in the use of debit cards at UK retailers last year. Over the course of last year the level of spending on debit cards at retailers across the nation is said to have spiked by around 11%. Whilst consumers tend to enjoy the convenience and [...]
Consumers are being warned to be vigilant with regards to their junk mail, and not to fall victim to elaborate scam mail, after a case involving an elderly woman highlighted how falling for this sort of scam can lead to incredible levels of debt. The woman reportedly got into thousands of pounds worth of debt [...]
Most people know what a pain in the backside it can be to be standing at the cash point machine or in a queue of people in a shop only to realise that our debit or credit card PIN has escaped our minds completely. From time to time many of us have a mental block [...]
Most people use plastic cards such as debit and credit card for increased ease and convenience, and these cards have become increasingly popular over the years. However, whilst using plastic does bring with it ease, convenience, and the increased security of not having to carry cash around with you, it also comes with a range [...]
For many years now, a range of leading and well known charities have been able to boost the levels of...
By Reno | January 28, 2012 | Read More
There was a time when people had credit cards to enable them to pay for occasional larger, more expensive items...
By Reno | January 26, 2012 | Read More
According to recent reports, Brits are becoming increasingly dissatisfied with their credit card providers, particularly in the case of the...
By Reno | January 20, 2012 | Read More
Over the next couple of weeks many people who shopped till they dropped over the Christmas and sales periods will...
By Reno | January 10, 2012 | Read More
Over the past couple of years a rising number of Brits have started to rely on their credit cards more...
By Reno | December 31, 2011 | Read More