In the ever more competitive world of credit cards, balance transfers are the most effective means of which to lure new customers. This is, of course, good news for consumers as, in a bid to win your custom, some companies are offering up to an incredible 12 months interest free on balance transfers as [...]
Credit surfing is now a very common practice in the United Kingdom, for one reason and one reason only – to save money. Here is some further information on credit surfing.
Credit Surfing Defined
Credit surfing is simply moving from one low rate deal on a credit card to another as soon as the first runs out. [...]
Cash back credit cards appear to be a lucrative deal to many of us. They come with cash back rebate incentives or rebate schemes. A cash back credit card gives you back a percentage of money that you spend on your card.
Cash back credit cards generally require good credit rating for approval. The credit card [...]
Does one reward credit card give you the same benefits as any other rewards card? Lloyds TSB have launched their Rewards American Express Credit Card, their first loyalty card, which offers customers one point for every pound they spend, customers can use their points at retailers such as Debenhams, Marks & Spencers, UCI Cinemas and [...]
Aside for your credit reference rating, the biggest single influencing factor on your credit rating will be your credit score. Now, unlike the credit reference agency rating, the way in which your credit score process works is clouded in mystery – as credit card companies won’t divulge this information to the public for fear of [...]
Last year alone fraud cost the UK credit card business over £1billion – and it is estimated that identity theft accounted for approximately 10% of that sum!
To try and counter this huge loss, credit card companies have been coming up with ever more innovative and technologically sophisticated cards. Notwithstanding this action on the part of [...]
ome credit card companies will offer you a period of time where the goods that you have bought will be ‘protected’. This means that should you suffer theft of these goods , damage or even lose them the credit card company may replace them through the cover in your credit card’s insurance plan. It is [...]
You may have received literature through the door recently from your current credit card provider or be aware of television and radio adverts heralding the arrival of the Chip and PIN scheme, which is currently being rolled out across the country.
Tags: chip and pin
As more and more of us use ‘plastic’ rather than cash to pay for our goods and services, the opportunity for fraud has risen dramatically. Although not a new phenomenon, it has certainly risen in prevalence in recent times and it seems everyone knows someone who has been a victim or has been one themselves. [...]
For many years now, a range of leading and well known charities have been able to boost the levels of...
By Reno | January 28, 2012 | Read More
There was a time when people had credit cards to enable them to pay for occasional larger, more expensive items...
By Reno | January 26, 2012 | Read More
According to recent reports, Brits are becoming increasingly dissatisfied with their credit card providers, particularly in the case of the...
By Reno | January 20, 2012 | Read More
Over the next couple of weeks many people who shopped till they dropped over the Christmas and sales periods will...
By Reno | January 10, 2012 | Read More
Over the past couple of years a rising number of Brits have started to rely on their credit cards more...
By Reno | December 31, 2011 | Read More