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Archive for January, 2008

A Quick Guide to Balance Transfers

By admin | January 23rd, 2008 | Featured

In the ever more competitive world of credit cards, balance transfers are the most effective means of which to lure new customers. This is, of course, good news for consumers as, in a bid to win your custom, some companies are offering up to an incredible 12 months interest free on balance transfers as [...]


Defining Credit Surfing

By admin | January 23rd, 2008 | Featured

Credit surfing is now a very common practice in the United Kingdom, for one reason and one reason only – to save money. Here is some further information on credit surfing.
Credit Surfing Defined
Credit surfing is simply moving from one low rate deal on a credit card to another as soon as the first runs out. [...]


Cash Back Credit Cards

By admin | January 23rd, 2008 | Featured

Cash back credit cards appear to be a lucrative deal to many of us. They come with cash back rebate incentives or rebate schemes. A cash back credit card gives you back a percentage of money that you spend on your card.
Cash back credit cards generally require good credit rating for approval. The credit card [...]


Which Reward Credit Card Would You Choose?

By admin | January 23rd, 2008 | Featured

Does one reward credit card give you the same benefits as any other rewards card? Lloyds TSB have launched their Rewards American Express Credit Card, their first loyalty card, which offers customers one point for every pound they spend, customers can use their points at retailers such as Debenhams, Marks & Spencers, UCI Cinemas and [...]


How Your Credit Rating Is Determined

By admin | January 23rd, 2008 | Featured

Your credit rating is going to be the central deciding factor on whether or not your will be approved a credit card or any loan. That said, most of us ‘laymen’ have no idea how the rating is calculated. With this in mind, the following is a brief explanation so you’ll know how your credit [...]


How The Credit Score Process Works

By admin | January 23rd, 2008 | Featured

Aside for your credit reference rating, the biggest single influencing factor on your credit rating will be your credit score. Now, unlike the credit reference agency rating, the way in which your credit score process works is clouded in mystery – as credit card companies won’t divulge this information to the public for fear of [...]


Identity Theft – Some Precautions

By admin | January 23rd, 2008 | Featured

Last year alone fraud cost the UK credit card business over £1billion – and it is estimated that identity theft accounted for approximately 10% of that sum!
To try and counter this huge loss, credit card companies have been coming up with ever more innovative and technologically sophisticated cards. Notwithstanding this action on the part of [...]


Credit Card Protection

By admin | January 23rd, 2008 | Credit Cards

ome credit card companies will offer you a period of time where the goods that you have bought will be ‘protected’. This means that should you suffer theft of these goods , damage or even lose them the credit card company may replace them through the cover in your credit card’s insurance plan. It is [...]


Chip AND PIN

By admin | January 23rd, 2008 | Featured

You may have received literature through the door recently from your current credit card provider or be aware of television and radio adverts heralding the arrival of the Chip and PIN scheme, which is currently being rolled out across the country.

Tags: chip and pin


Credit Card Fraud – The Ten Top Tips

By admin | January 23rd, 2008 | Featured

As more and more of us use ‘plastic’ rather than cash to pay for our goods and services, the opportunity for fraud has risen dramatically. Although not a new phenomenon, it has certainly risen in prevalence in recent times and it seems everyone knows someone who has been a victim or has been one themselves. [...]


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