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Make sure your customers bad credit doesn’t become your bad credit
Thanks to advances in marketing technology, it’s never been easier for consumers to become your customers. The interactive potential of direct marketing campaigns through mobile phones, email and the internet, combined with the immediacy of internet banking technology, mean that potential consumers can sign up to buy or subscribe to your product in seconds at the click of the button. This is great news for business owners of course, but the ease and speed with which customers can commit to sometimes quite significant transactions also pose a risk. Without the proper vetting procedures in place, customers with poor credit ratings...
By admin | November 23, 2011 | Read More
Why credit cards offer so much flexibility
Over recent years we have started to become something of a cashless society, with a huge number of us who now carry around little more than small change by way of cash. One of the reasons for this is because we have become increasingly fond of plastic to make our purchases. Debit cards are used by many people to make purchases where the money comes directly from our accounts within a matter of days. However, credit cards offer even more in terms of convenience and flexibility for some people. One of the key things that has proven extremely useful when it...
By admin | June 27, 2011 | Read More
Start your search for a credit card for summer
Whilst many people may be planning to cut back on their spending this coming summer there are many that will be planning trips abroad or within the UK. For many parents the six week summer holiday is one that can be very costly, and keeping the kids entertained can be surprisingly expensive. Many parents decide to use a credit card to pay for a holiday for the family to go abroad, enjoy a holiday in the UK, or just arrange a variety of day trips throughout the six week summer holiday. However, with summer only around the corner now it is...
By Reno | April 23, 2011 | Read More
Is it worth opting for a ‘bad credit’ credit card?
There are credit cards around these days that are designed to meet all sorts of needs and circumstances, from interest free credit cards for those that want to save money on interest to rewards cards, balance transfer cards, and even credit cards aimed at those with damaged credit. Whilst most credit cards are aimed at those with decent credit the ones for bad credit are there for a reason – to help consumers to improve their credit file and rating. One thing to bear in mind with credit cards for those with damaged credit is that the APR is generally very...
By Reno | April 2, 2011 | Read More
Take advantage of credit card competition
There are many people that have credit cards with high interest rates on which they still hold high balances, particularly in the first half of the year following the busy and costly Christmas and New Year period. Many will also be accruing more debt on their cards over the Easter period as they take the kids away, spend money on entertaining or visiting relations, and keeping the kids busy over the holidays. With all of this in mind it is not surprising that many people are looking for ways to try and reduce the amount of money that they will end...
By Reno | March 22, 2011 | Read More
Featured card:
Tesco Clubcard Credit Card
Recent Credit Card News :
Many have to rely on credit cards to make ends meet
There was a time when people had credit cards to enable them to pay for occasional larger, more expensive items or holidays and then spread the repayments, or simply to use in emergencies or take on holiday for the sake of convenience. However, over recent years all this has changes and many of those with credit cards no longer use them simply for increased flexibility and convenience but have actually come to rely on them. Research has recently been carried out into consumers and credit cards, with the results showing that around 10 percent of consumers are now reliant on their...
By Reno | January 26, 2012 | Read More
Brits increasingly dissatisfied with credit card providers
According to recent reports, Brits are becoming increasingly dissatisfied with their credit card providers, particularly in the case of the big name banks. The data was revealed in the latest Customer Satisfaction Report from uSwitch.com, which showed that overall satisfaction levels had fallen to their lowest levels ever and there had also been a significant slide in customer service satisfaction levels. The data in the report shows that there has been a slide in standards across all providers. However, the traditional banking industry managed to perform particularly badly, with banks failing to win a single award for the third consecutive year....
By Reno | January 20, 2012 | Read More
Now is the time to look for a good credit card deal
Over the next couple of weeks many people who shopped till they dropped over the Christmas and sales periods will be receiving a shock in the form of a much higher than expected credit card statement plopping onto their welcome mats. Many people have admitted to losing track of their spending over the festive season and those who spent on their cards will now be getting set to suffer the consequences of their frivolous spending. For those that have high interest credit cards, the cost of all of this spending could be crippling as many will be charged huge amounts of...
By Reno | January 10, 2012 | Read More
Brits need to take interest into account when using credit cards
Over the past couple of years a rising number of Brits have started to rely on their credit cards more and more, as the cost of living has soared and finances have become more strained. For many, credit cards have provided a financial lifeline to help them to buy daily essentials, pay bills, or even make rent or mortgage payments when finances have been strained. However, one financial expert has urged consumers to remember that they will usually have to pay interest on the amount that they are using on their credit cards, especially if they are making cash transactions or...
By Reno | December 31, 2011 | Read More
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By J. Kenny | August 28th, 2008